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Bake the classic Filipino Christmas rice cake at home! This easy bibingka recipe is moist, buttery, and loaded with coconut milk, cheese, and salted egg—no charcoal fire needed.
Bibingka is a classic Filipino rice cake traditionally baked with heat above and below, often with banana leaves lining the molds for aroma. This oven-baked version delivers the same festive flavor with simple tools. The batter is rich with coconut milk and butter, and the finished cakes are topped with salted egg and cheese for a sweet-savory contrast.
The recipe is designed for consistency. Using canned coconut milk keeps the batter stable, and baking powder helps the cakes rise without a charcoal setup. It is a dependable choice for holidays, merienda, or anytime you want a warm, buttery rice cake.
Expect a tender, lightly chewy crumb with a gentle coconut flavor. Salted egg brings savory depth, while cheese adds richness and a slightly salty finish. The annatto butter adds a subtle earthy aroma and a golden sheen.
The batter is a simple whisk-and-mix. Dry ingredients are combined first, then coconut milk, water, eggs, melted butter, and cheese are added until smooth. The batter is poured into banana leaf-lined molds, topped with salted egg, and baked until golden and set.
After baking, the tops are brushed with annatto-tinted butter for color and shine. A final sprinkle of cheese or sugar is optional but traditional for a festive finish.
Toast banana leaves briefly over a flame or hot pan to make them pliable and release their aroma. This step also helps sanitize the leaves before lining the molds.
Do not overmix once the wet ingredients are added. A smooth batter is good, but excessive mixing can make the texture dense. For best rise, check that your baking powder is fresh.
If you want a deeper cheese crust, add half the cheese halfway through baking so it melts and browns without sinking.
All-purpose flour can replace rice flour for a lighter, more cake-like crumb. If you do this, keep the rest of the recipe the same and expect a softer texture.
If salted eggs are unavailable, increase the cheese topping or use shredded coconut for a sweeter finish. For an ube variation, add a small amount of ube powder or swirl in ube jam before baking.
Bibingka keeps well in the refrigerator for up to one week. Reheat in a low oven or air fryer to restore softness. If reheating after a day, brush with a little butter before warming.
You can prepare the batter a few hours ahead and keep it chilled, but let it come to room temperature and whisk briefly before baking so it rises evenly.
This recipe contains eggs and butter, so it is not low in cholesterol. For a lighter version, reduce the cheese topping and serve smaller portions.
Rice flour, coconut milk, and eggs are cost-effective pantry staples. Buying cheese in blocks and grating it yourself is usually cheaper and melts better than pre-shredded cheese.
Can I make bibingka without banana leaves?
Yes. Line the molds with parchment or grease them well. Banana leaves add aroma but are optional.
What type of flour works best for bibingka?
Rice flour gives the classic texture. All-purpose flour works if you prefer a softer, cake-like crumb.
Can I substitute salted egg in bibingka?
Yes. Use extra cheese or shredded coconut if salted eggs are unavailable.
How do I store and reheat bibingka?
Store in an airtight container in the fridge for up to one week. Reheat gently in the oven or air fryer.
Can I make this recipe ahead of time?
Yes. Bake a day ahead and reheat before serving, brushing with butter for freshness.
Bake the classic Filipino Christmas rice cake at home! This easy bibingka recipe is moist, buttery, and loaded with coconut milk, cheese, and salted egg—no charcoal fire needed.

Use canned coconut milk for consistency, especially for commercial use.
Toast banana leaves before lining molds to make them pliable and hygienic.
For best rise, use freshly opened baking powder.
Add cheese halfway through baking for better texture.
Store in the fridge for up to 1 week and reheat before serving.
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Preheat oven to 400°F (200°C).
In a mixing bowl, whisk together flour, baking powder, sugar, and salt.
Add coconut milk, water, eggs, melted butter, and grated cheese.
Mix until smooth and no lumps remain.
Toast banana leaves over flame until pliable, then line Bibingka molds (4–5 inch).
Pour batter evenly into molds using a measuring cup.
Top with sliced salted egg.
Bake at 400°F for 25–30 minutes or until golden brown.
Add 1–2 tablespoons of ube powder or flavoring to the batter.
Swirl ube jam into the batter before baking for added flavor.
In a small pan, melt butter and mix with achuete powder.
Brush the tops of baked Bibingka for shine and color.
Optionally, sprinkle with more cheese or sugar before serving.
12/26/2024
Made the ube version, it was a hit at our noche buena!
12/24/2024
This recipe brought back so many childhood memories. Thank you for making it oven-friendly!
12/18/2023
Loved the tip about toasting banana leaves—smelled amazing while baking!
1/3/2023
Tried it with rice flour—turned out amazing, even better the next day reheated.
12/22/2022
This bibingka recipe has been our Christmas go-to for two years now!
11/15/2022
Added more cheese and wow—the family finished everything in minutes.
12/20/2021
Made this today—my family devoured it! So easy and delicious.
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Serving Size: 1 bibingka
* Percent Daily Values are based on a 2,000 calorie diet. Your daily values may be higher or lower depending on your calorie needs.
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